Chesterfield County, Virginia: health insurance
What Chesterfield County residents should know about Medicare, marketplace plans and Medicaid.
Chesterfield County at a glance
| State | Virginia |
|---|---|
| Population (2023 est.) | 383,876 |
| Population rank in Virginia | 5 of 133 |
| Land area | 424 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Why your county matters for coverage
In Virginia, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Chesterfield County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: VICAP (Virginia Insurance Counseling and Assistance Program) gives free, unbiased counseling at 1-800-552-3402. Ask which plans serve Chesterfield County specifically.
- Marketplace plans: shop through Virginia's Insurance Marketplace; enter your Chesterfield County ZIP code to see what is offered.
- Medicaid: apply through Virginia Department of Medical Assistance Services (DMAS).
Virginia note: Virginia's insurance regulator isn't a standalone department the way most states structure it -- the Bureau of Insurance is a division of the State Corporation Commission (SCC), the same body that also oversees Virginia's Insurance Marketplace.
Questions about Chesterfield County
Are the same Medicare plans offered everywhere in Virginia?
No. Plans are offered by service area. A plan available in one county may not be offered in Chesterfield County, so check by county.
Where do Chesterfield County residents get free Medicare counseling?
VICAP (Virginia Insurance Counseling and Assistance Program) (1-800-552-3402) is Virginia's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Chesterfield County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.