Harrisonburg, Virginia: health insurance

Harrisonburg is in Harrisonburg city. Here is what Harrisonburg residents should know about coverage.

Coverage in Harrisonburg

Harrisonburg has about 51,082 residents (U.S. Census Bureau 2023 estimate).

Plans for Harrisonburg residents are determined by Harrisonburg city, home to about 51,082 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Harrisonburg city before you choose it.

  • Turning 65 in Harrisonburg? Your Initial Enrollment Period runs seven months around your birthday. VICAP (Virginia Insurance Counseling and Assistance Program) offers free counseling at 1-800-552-3402.
  • Buying your own plan? Shop through Virginia's Insurance Marketplace.
  • Medicaid questions? Virginia Department of Medical Assistance Services (DMAS) handles applications.

Virginia note: Virginia's insurance regulator isn't a standalone department the way most states structure it -- the Bureau of Insurance is a division of the State Corporation Commission (SCC), the same body that also oversees Virginia's Insurance Marketplace.

Medicare plans leaving Harrisonburg city for 2027

Medicare plans are set by county, so this applies to residents of this city. 3 plans are listed in Harrisonburg city for 2026 but not for 2027, covering at least 48 people.

Plan going awayCompanyPeople enrolled (at least)
Anthem Full Dual Advantage 2 (HMO D-SNP)
H4694-001
Anthem (Elevance Health)25
UHC Dual Complete VA-Y3 (HMO-POS D-SNP)
H2445-005
UnitedHealthcare23

See all 3 plans leaving Harrisonburg city →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Harrisonburg

Virginia public institutions include University of Virginia, Virginia Tech, Virginia Commonwealth University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Virginia colleges.

Do Harrisonburg and Harrisonburg city have the same plans?

Plans are offered by service area, and Harrisonburg falls under Harrisonburg city. A plan that serves Harrisonburg city is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Harrisonburg residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Virginia cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Virginia plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Open enrollment starts November 1st. Not sure which Virginia plan is right for you? Call and we'll help you find it.

Questions along the way? Call 855-367-1095 for assistance.