Amherst County, Virginia: health insurance
What Amherst County residents should know about Medicare, marketplace plans and Medicaid.
Amherst County at a glance
| State | Virginia |
|---|---|
| Population (2023 est.) | 31,396 |
| Population rank in Virginia | 57 of 133 |
| Land area | 474 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Amherst County for 2027
12 Medicare plans from 4 companies are listed in Amherst County for 2026 but not for 2027, covering at least 1,085 people enrolled in the plans below today.
- HealthSpring Assurance Rx (PDP) (S5617-216, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| AARP Medicare Advantage from UHC VA-0011 (HMO-POS) H5253-111 | UnitedHealthcare | 403 |
| AARP Medicare Advantage from UHC VA-0012 (HMO-POS) H5253-112 | UnitedHealthcare | 387 |
| Humana Value Choice H5216-266 (PPO) H5216-266 | Humana | 87 |
| Humana Essentials Plus Giveback H5216-308 (PPO) H5216-308 | Humana | 46 |
| Humana Essentials Plus Giveback H7617-100 (PPO) H7617-100 | Humana | 46 |
| Humana USAA Honor Giveback (PPO) H5216-310 | Humana | 31 |
| UHC Dual Complete VA-Y3 (HMO-POS D-SNP) H2445-005 | UnitedHealthcare | 30 |
| Humana Value Choice H7617-098 (PPO) H7617-098 | Humana | 29 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) H4694-001 | Anthem (Elevance Health) | 13 |
| Humana USAA Honor Giveback (PPO) H7617-101 | Humana | 13 |
| AARP Medicare Advantage Access from UHC VA-20 (PPO) H2001-115 | UnitedHealthcare | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Virginia, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Amherst County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: VICAP (Virginia Insurance Counseling and Assistance Program) gives free, unbiased counseling at 1-800-552-3402. Ask which plans serve Amherst County specifically.
- Marketplace plans: shop through Virginia's Insurance Marketplace; enter your Amherst County ZIP code to see what is offered.
- Medicaid: apply through Virginia Department of Medical Assistance Services (DMAS).
Virginia note: Virginia's insurance regulator isn't a standalone department the way most states structure it -- the Bureau of Insurance is a division of the State Corporation Commission (SCC), the same body that also oversees Virginia's Insurance Marketplace.
Questions about Amherst County
Are the same Medicare plans offered everywhere in Virginia?
No. Plans are offered by service area. A plan available in one county may not be offered in Amherst County, so check by county.
Where do Amherst County residents get free Medicare counseling?
VICAP (Virginia Insurance Counseling and Assistance Program) (1-800-552-3402) is Virginia's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Amherst County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
- Fairfax County
- Prince William County
- Virginia Beach city
- Loudoun County
- Chesterfield County
- Henrico County
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.